[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![whispertickers Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1937935302200373248.png) WhisperTick [@whispertickers](/creator/twitter/whispertickers) on x XXX followers
Created: 2025-07-27 13:22:51 UTC

Buybacks accelerate. Growth doesn’t. 😬

$PYPL spat out $1.6bn free cash in Q2 2025, squeezing a XX percent margin from digital payments that cost less to run than to pronounce. Operating model stays lean. Capex a modest X percent of revenue. 

But the market shrugs, pricing the stock at just 14.5x fwd earnings—peers like $SQ and Adyen fetch double. Total payment volume? Up X percent over last year, but that’s a step down from XX percent. Competition eats at the edges.  

Still, $2.5bn bought back in H1. Share count down X percent. At this clip, EPS growth gets a mechanical boost even if revenue stalls. Management just signed off on another $5bn for buybacks. 

Capital efficiency or financial gymnastics?

Cut-rate multiple. Sharpened buybacks. Fair value, or a warning sign?

![](https://pbs.twimg.com/media/Gw3f-JyWUAAH8mM.png)

XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949460476049444910/c:line.svg)

**Related Topics**
[q2](/topic/q2)
[$adyenas](/topic/$adyenas)
[$sq](/topic/$sq)
[$16bn](/topic/$16bn)
[$pypl](/topic/$pypl)
[stocks financial services](/topic/stocks-financial-services)
[block inc](/topic/block-inc)
[stocks technology](/topic/stocks-technology)

[Post Link](https://x.com/whispertickers/status/1949460476049444910)