[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Azra.ink [@lviz99](/creator/twitter/lviz99) on x XXX followers Created: 2025-07-26 11:18:25 UTC Nigeria just cracked open the stablecoin gates. ‼️💥 😲 And Huma’s PayFi model might be perfectly timed for it. Let’s break down why Nigeria’s new regulatory move, combined with the US GENIUS Act, could fuel a new wave of adoption for @humafinance. 🧵 Nigeria’s SEC now allows stablecoin firms to operate under a sandbox framework. This means regulated players can legally deploy services using compliant stablecoins which is exactly what Huma already runs with USDC and verifiable offchain income. Why does this matter? Because Nigeria has one of the highest stablecoin usage rates in Africa. Freelancers, SMEs, and cross-border merchants have long needed faster, stable payment rails. Huma’s PayFi model solves this directly with real-time settlement, income-backed loans, and full transparency. Then there’s the GENIUS Act, passed in the US last week. It lays the groundwork for regulated USD-pegged stablecoins globally. With both the US and Nigeria aligning on frameworks, it becomes easier for protocols like Huma to plug into both ecosystems compliantly. The real unlock? Nigeria’s emerging fintech sector. Imagine Huma integrating with wallets like Paystack, Flutterwave, or Chipper Cash thus, giving users direct access to undercollateralized credit powered by real income. No more predatory lending. No more delays from TradFi. The Nigeria Stablecoin Summit even highlighted onchain tools for merchants, cross-border traders, and informal labor markets. That’s exactly where PayFi can shine: → Stable coin lending → Real-time settlement → Access without traditional credit history While most projects talk about RWA in theory, Huma builds the rails that connect verified income, stablecoins, and real people. Now with growing legal clarity. I personally believe this is what real adoption looks like. From Silicon Valley to Lagos, PayFi is being positioned as the financial bridge for onchain credit, powered by stable coins and transparent underwriter pools. If Huma moves here early, the timing might be perfect. Feel free to drop your take on how you see this. 💜  XXX engagements  **Related Topics** [sec](/topic/sec) [adoption](/topic/adoption) [coins stablecoin](/topic/coins-stablecoin) [nigeria](/topic/nigeria) [Post Link](https://x.com/lviz99/status/1949066774034686181)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Azra.ink @lviz99 on x XXX followers
Created: 2025-07-26 11:18:25 UTC
Nigeria just cracked open the stablecoin gates. ‼️💥 😲
And Huma’s PayFi model might be perfectly timed for it.
Let’s break down why Nigeria’s new regulatory move, combined with the US GENIUS Act, could fuel a new wave of adoption for @humafinance. 🧵
Nigeria’s SEC now allows stablecoin firms to operate under a sandbox framework.
This means regulated players can legally deploy services using compliant stablecoins which is exactly what Huma already runs with USDC and verifiable offchain income.
Why does this matter?
Because Nigeria has one of the highest stablecoin usage rates in Africa. Freelancers, SMEs, and cross-border merchants have long needed faster, stable payment rails.
Huma’s PayFi model solves this directly with real-time settlement, income-backed loans, and full transparency.
Then there’s the GENIUS Act, passed in the US last week. It lays the groundwork for regulated USD-pegged stablecoins globally.
With both the US and Nigeria aligning on frameworks, it becomes easier for protocols like Huma to plug into both ecosystems compliantly.
The real unlock? Nigeria’s emerging fintech sector. Imagine Huma integrating with wallets like Paystack, Flutterwave, or Chipper Cash thus, giving users direct access to undercollateralized credit powered by real income.
No more predatory lending. No more delays from TradFi.
The Nigeria Stablecoin Summit even highlighted onchain tools for merchants, cross-border traders, and informal labor markets.
That’s exactly where PayFi can shine: → Stable coin lending → Real-time settlement → Access without traditional credit history
While most projects talk about RWA in theory, Huma builds the rails that connect verified income, stablecoins, and real people. Now with growing legal clarity.
I personally believe this is what real adoption looks like.
From Silicon Valley to Lagos, PayFi is being positioned as the financial bridge for onchain credit, powered by stable coins and transparent underwriter pools.
If Huma moves here early, the timing might be perfect.
Feel free to drop your take on how you see this. 💜
XXX engagements
Related Topics sec adoption coins stablecoin nigeria