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![satyam_sa16 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1135143795492679686.png) Satyam 🇮🇳 [@satyam_sa16](/creator/twitter/satyam_sa16) on x XXX followers
Created: 2025-07-26 07:08:00 UTC

5️⃣
⚠️ What Hurt:
• PAT down X% YoY
• Credit cost rose XX bps QoQ to XXX%
• Receivable growth revised down to 10–12% (vs earlier 12–14%)
• Industry-wide net card additions muted


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949003754692346089/c:line.svg)

[Post Link](https://x.com/satyam_sa16/status/1949003754692346089)