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![cooke_checker Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1669167223217217537.png) Destinee Cooke [@cooke_checker](/creator/twitter/cooke_checker) on x XXX followers
Created: 2025-07-26 03:34:41 UTC

#DeFiGrowth #TVL #OnChainEconomy

DeFi isn’t just back — it’s evolving into a mature, multi-layered financial system.
Total Value Locked (TVL) has surged past $92B in 2025, up from $32B in 2023. But this isn’t just about numbers — it’s about quality of growth.
Aave now manages over $22B in assets.
Curve’s V2 pools are optimizing yield for volatile assets.
Pendle Finance hit $8B in locked yield — proving tokenized yield is not a gimmick, but a new asset class.

And the real shift?
Institutional capital is flowing in — not via ETFs, but through permissionless protocols.
BlackRock’s tokenized funds are settling on Ethereum.
JPMorgan is testing DeFi rails for interbank settlements.
📊 TL;DR: DeFi is no longer “crypto’s wild west.”
It’s becoming the backbone of open, global finance.
If you’re still calling it “risky,” you’re not looking close enough.


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948950073368309953/c:line.svg)

**Related Topics**
[$8b](/topic/$8b)
[finance](/topic/finance)
[$22b](/topic/$22b)
[$32b](/topic/$32b)
[$92b](/topic/$92b)
[tvl](/topic/tvl)

[Post Link](https://x.com/cooke_checker/status/1948950073368309953)