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![andycyau Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1497377870464831492.png) Andy Yau [@andycyau](/creator/twitter/andycyau) on x XXX followers
Created: 2025-07-26 00:34:52 UTC

Not really. Root has 20+ major partners & 10,000+ projected sub agencies with < XX% coming from partnerships. Pretty diversified. It’s easy to discontinue a non-paying insurance customer versus going after a repo. 

As for $cvna , they are getting 20-25% yields. After taking account of delinquencies, the net is pretty strong, especially where they reimburse losses via collections & repos.


XXX engagements

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**Related Topics**
[insurance](/topic/insurance)
[agencies](/topic/agencies)
[$cvna](/topic/$cvna)
[stocks consumer cyclical](/topic/stocks-consumer-cyclical)

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