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 jan dekkers [@jan_dekkers](/creator/twitter/jan_dekkers) on x 1192 followers
Created: 2025-07-25 20:59:45 UTC
Brokers That Do NOT Lend Your Shares (No Action Needed)
Vanguard – Does not lend retail investor shares.
TradeStation – Shares are not lent unless you explicitly opt into their lending program.
Wealthsimple (Canada) – No lending of client assets.
CommSec (Australia) – Shares are not lent out.
Swissquote (Europe) – Does not lend customer shares.
Hargreaves Lansdown (UK) – No securities lending on client shares.
⚠️ Brokers That Can Lend Shares, But Allow You to Opt Out
Interactive Brokers – Will lend shares (especially in margin accounts) unless you opt out of the Stock Yield Enhancement Program.
Fidelity – Shares may be lent only in margin accounts. If you use a cash account, they are not lent.
Charles Schwab – Participates in fully paid lending by default; you can opt out.
E*TRADE – Lends shares from margin accounts, even without your explicit consent. You can opt out of their securities lending program.
Webull – Lends all shares by default. You must manually opt out via app settings ("Stock Lending Income Program").
Robinhood – Lends shares from both cash and margin accounts unless you turn off stock lending in settings.
SoFi Invest – Lends out shares unless you contact support to disable lending.
Ally Invest – Offers securities lending if opted in; contact support to opt out.
Stash – Stock lending is opt-in; can be disabled in app settings.
Nordnet (Scandinavia) – Stock lending is optional; you can opt out easily.
Avanza (Sweden) – Lends shares unless you opt out manually.
DEGIRO – Basic accounts lend shares. To prevent lending, open a Custody Account, which does not participate in lending.
❌ Brokers That Lend Shares and Do Not Allow Opting Out
M1 Finance – Lends all customer shares automatically; no opt-out.
Questrade (Canada) – Shares may be lent from both cash and margin accounts; no opt-out for regular users.
Trading XXX (UK/Europe) – Shares in Invest accounts may be lent without opt-out; ISA accounts may offer more protection.
🧠 How to Stop Lending
Use a cash account (not margin).
Disable securities lending in settings (if available).
Opt out of “Stock Lending Income Programs”.
Consider transferring your shares to DRS (Computershare) if you want iron-clad protection.
XXX engagements
**Related Topics**
[$nio](/topic/$nio)
[australia](/topic/australia)
[canada](/topic/canada)
[lending](/topic/lending)
[opt](/topic/opt)
[investment](/topic/investment)
[vanguard](/topic/vanguard)
[stocks](/topic/stocks)
[Post Link](https://x.com/jan_dekkers/status/1948850682938949730)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
jan dekkers @jan_dekkers on x 1192 followers
Created: 2025-07-25 20:59:45 UTC
Brokers That Do NOT Lend Your Shares (No Action Needed)
Vanguard – Does not lend retail investor shares.
TradeStation – Shares are not lent unless you explicitly opt into their lending program.
Wealthsimple (Canada) – No lending of client assets.
CommSec (Australia) – Shares are not lent out.
Swissquote (Europe) – Does not lend customer shares.
Hargreaves Lansdown (UK) – No securities lending on client shares.
⚠️ Brokers That Can Lend Shares, But Allow You to Opt Out
Interactive Brokers – Will lend shares (especially in margin accounts) unless you opt out of the Stock Yield Enhancement Program.
Fidelity – Shares may be lent only in margin accounts. If you use a cash account, they are not lent.
Charles Schwab – Participates in fully paid lending by default; you can opt out.
E*TRADE – Lends shares from margin accounts, even without your explicit consent. You can opt out of their securities lending program.
Webull – Lends all shares by default. You must manually opt out via app settings ("Stock Lending Income Program").
Robinhood – Lends shares from both cash and margin accounts unless you turn off stock lending in settings.
SoFi Invest – Lends out shares unless you contact support to disable lending.
Ally Invest – Offers securities lending if opted in; contact support to opt out.
Stash – Stock lending is opt-in; can be disabled in app settings.
Nordnet (Scandinavia) – Stock lending is optional; you can opt out easily.
Avanza (Sweden) – Lends shares unless you opt out manually.
DEGIRO – Basic accounts lend shares. To prevent lending, open a Custody Account, which does not participate in lending.
❌ Brokers That Lend Shares and Do Not Allow Opting Out
M1 Finance – Lends all customer shares automatically; no opt-out.
Questrade (Canada) – Shares may be lent from both cash and margin accounts; no opt-out for regular users.
Trading XXX (UK/Europe) – Shares in Invest accounts may be lent without opt-out; ISA accounts may offer more protection.
🧠 How to Stop Lending
Use a cash account (not margin).
Disable securities lending in settings (if available).
Opt out of “Stock Lending Income Programs”.
Consider transferring your shares to DRS (Computershare) if you want iron-clad protection.
XXX engagements
Related Topics $nio australia canada lending opt investment vanguard stocks