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![helvyse Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1313567350776631303.png) earl 🥥🟢 [@helvyse](/creator/twitter/helvyse) on x 5679 followers
Created: 2025-07-25 14:03:25 UTC

🧵 Unlocking Yield Opportunities: How to Use Pendle PTs as Collateral on @TermMaxFi 

Imagine a DeFi world where your yield-bearing assets can unlock even more value.
That's what TermMax makes possible by letting you use Pendle PTs as collateral to borrow at fixed rates!

Pendle PTs (Principal Tokens) are yield instruments that mature over time.
Instead of waiting for maturity, you can deposit them on TermMax and borrow $USDC today.

Why does this matter?
You're not forced to hold till maturity. You can now: → Unlock liquidity instantly
→ Use borrowed USDC elsewhere
→ Still keep your original PT exposure

And it's all fixed-rate borrowing, with maturity dates that match your PTs.
No liquidation risks due to price swings, it’s super capital-efficient.

Example?
✅ Deposit PT-sUSDe-25SEP2025
✅ Borrow USDC
✅ Lend that USDC on TermMax FT at XX% APY
You’ve just built a leveraged FIXED yield loop.

It’s composability at its finest.
Yield → Collateral → Liquidity → More Yield
DeFi users, this is your signal. Don’t let your PTs just sit idle.


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948745910634098714/c:line.svg)

**Related Topics**
[rates](/topic/rates)
[pts](/topic/pts)

[Post Link](https://x.com/helvyse/status/1948745910634098714)

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

helvyse Avatar earl 🥥🟢 @helvyse on x 5679 followers Created: 2025-07-25 14:03:25 UTC

🧵 Unlocking Yield Opportunities: How to Use Pendle PTs as Collateral on @TermMaxFi

Imagine a DeFi world where your yield-bearing assets can unlock even more value. That's what TermMax makes possible by letting you use Pendle PTs as collateral to borrow at fixed rates!

Pendle PTs (Principal Tokens) are yield instruments that mature over time. Instead of waiting for maturity, you can deposit them on TermMax and borrow $USDC today.

Why does this matter? You're not forced to hold till maturity. You can now: → Unlock liquidity instantly → Use borrowed USDC elsewhere → Still keep your original PT exposure

And it's all fixed-rate borrowing, with maturity dates that match your PTs. No liquidation risks due to price swings, it’s super capital-efficient.

Example? ✅ Deposit PT-sUSDe-25SEP2025 ✅ Borrow USDC ✅ Lend that USDC on TermMax FT at XX% APY You’ve just built a leveraged FIXED yield loop.

It’s composability at its finest. Yield → Collateral → Liquidity → More Yield DeFi users, this is your signal. Don’t let your PTs just sit idle.

XX engagements

Engagements Line Chart

Related Topics rates pts

Post Link

post/tweet::1948745910634098714
/post/tweet::1948745910634098714