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![chandrakar_c Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::748690704000483328.png) Dev Investor @ Dev chandrakar [@chandrakar_c](/creator/twitter/chandrakar_c) on x XX followers
Created: 2025-07-25 10:32:08 UTC

Bajaj Finance is reducing reliance on high-cost retail deposits and increasing borrowings from NCDs and banks to manage its cost of funds and improve NIM. They are also pruning risky segments (like two-wheeler and MSME lending) and offering restructuring options to support good MSME customers.


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948692737634492562/c:line.svg)

**Related Topics**
[chapter 11](/topic/chapter-11)
[lending](/topic/lending)
[nim](/topic/nim)
[finance](/topic/finance)
[investment](/topic/investment)

[Post Link](https://x.com/chandrakar_c/status/1948692737634492562)