[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  *Doc* Matimus Dorsal Grande [@DocKilnit](/creator/twitter/DocKilnit) on x XXX followers Created: 2025-07-25 10:30:37 UTC Part A = $XXXX Part B = $185/mo for most people Part C = $XXXX for most policies with $X deductible, + a gift of dental/vision money Part D (drugs) = $XXXX (if it comes with your Part C) So you're paying $185/mo for comprehensive $X deductible health insurance. Penalty for not getting Part B = XX% of Part B premium for every XX mo you didn't have it, but could/should have. Penalty is FOR LIFE. So, when you need it (and you will) at 80yo, you will pay the premium plus penalty, which by then the penalty will have accumulated to around $300/mo plus (let's say) $250/mo for part B by then = $550/mo. You probably also didn't get Part D. That's another lifetime penalty. Add $80/mo at 80yo to the $XXX for penalty, for a drug plan you can get now for $XXXX per month in most counties. I've your mindset multiple times in XX years. "I haven't been to the doctor in years" changes suddenly and permanently in your 70s and 80s. Do not follow this man's advice. It's not only stupid to avoid $185/month for full coverage zero deductible health insurance, it's insanely short-sighted. XXX engagements  **Related Topics** [insurance](/topic/insurance) [drugs](/topic/drugs) [money](/topic/money) [$185mo](/topic/$185mo) [grande](/topic/grande) [Post Link](https://x.com/DocKilnit/status/1948692358968537307)
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Doc Matimus Dorsal Grande @DocKilnit on x XXX followers
Created: 2025-07-25 10:30:37 UTC
Part A = $XXXX Part B = $185/mo for most people Part C = $XXXX for most policies with $X deductible, + a gift of dental/vision money Part D (drugs) = $XXXX (if it comes with your Part C)
So you're paying $185/mo for comprehensive $X deductible health insurance.
Penalty for not getting Part B = XX% of Part B premium for every XX mo you didn't have it, but could/should have. Penalty is FOR LIFE.
So, when you need it (and you will) at 80yo, you will pay the premium plus penalty, which by then the penalty will have accumulated to around $300/mo plus (let's say) $250/mo for part B by then = $550/mo.
You probably also didn't get Part D. That's another lifetime penalty. Add $80/mo at 80yo to the $XXX for penalty, for a drug plan you can get now for $XXXX per month in most counties.
I've your mindset multiple times in XX years.
"I haven't been to the doctor in years" changes suddenly and permanently in your 70s and 80s.
Do not follow this man's advice. It's not only stupid to avoid $185/month for full coverage zero deductible health insurance, it's insanely short-sighted.
XXX engagements
