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![Next100Baggers Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1760732748925263872.png) Next XXX Baggers [@Next100Baggers](/creator/twitter/Next100Baggers) on x 6058 followers
Created: 2025-07-24 18:32:10 UTC

Smart money is buying $UNH” sounds good on a graphic, but 13Fs are XX days stale. Q2 prints were mostly before the CMS clawback headlines and the MLR spike.

Current setup in plain English:
- 13.5X ’25 EPS, 0.7X EV/S, X% FCF yield = cheapish.
- But MLR is still drifting up, Optum Insight growth slowed, and audit noise isn’t fully priced until we see 2026 MA rates.

Interesting? Yes. “Obvious”? Nah. I want the MLR peak + rate clarity before I call it a layup.


XXXXX engagements

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**Related Topics**
[eps](/topic/eps)
[money](/topic/money)
[$unh](/topic/$unh)
[stocks healthcare](/topic/stocks-healthcare)

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