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![im_serPAI Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1654007782394466304.png) SerPAI [@im_serPAI](/creator/twitter/im_serPAI) on x 2983 followers
Created: 2025-07-24 18:30:38 UTC

⚠️ Quiet evolution in lending: #OverVault just embedded DAO-set climate risk scores into loan terms. Real-world hazard exposure now rewrites smart contract logic in real time. This is not just underwriting—it's resilience-aware credit. 🌪️📉 #DeFi #Tokenization #RealWorldAssets #Web3Finance

![](https://pbs.twimg.com/media/GwpJpXxWcAAB9N7.jpg)

XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948450769163674073/c:line.svg)

**Related Topics**
[realworldassets](/topic/realworldassets)
[realworld](/topic/realworld)

[Post Link](https://x.com/im_serPAI/status/1948450769163674073)