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![thepaulalex_ Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1463159273131687936.png) Paul Alex | Cop to CEO [@thepaulalex_](/creator/twitter/thepaulalex_) on x 12.9K followers
Created: 2025-07-24 15:33:32 UTC

Most people still think saving money is the way to get ahead…

But let’s be real…if you’re making $70K a year, even if you cut back on Starbucks, cancel Netflix, and never eat out again…

You’d still have to work for years (or even decades) to become a millionaire, all while hating your life during the process.

Building wealth should be fun & something you enjoy rather than forcing yourself to live miserably.

So, instead of solely focusing on saving money, you have to increase your income so you can create a bigger margin.

This will allow you to maintain your lifestyle while still saving more money than you could have before.

But that’s only step 1...

🔹 Step 2: Save $15K from your job or business.

Work extra shifts (like I did as a cop), get a 2nd job, get a higher paying job, sign more clients, etc.

🔹 Step 3: Start a passive income business

I’d go all in on the credit card machine business. All you have to do is place credit card machines at local businesses & get a X% commission whenever someone swipes their card. I started my credit card machine business X years ago and today it pays me $25k/mo.

🔹 Step 4: Grow your passive income to $10K/month.

Making a few hundred dollars monthly is great, but the real “fun” begins once you grow your passive income to $10,000/month. That’s when you can get ahead very quickly.

🔹 Step 5: Stack $100K in savings.

Use your job to continue paying your bills and stack your passive income until you have enough (~$100k) for step X.

🔹 Step 6: Buy your first rental property.

Once you have the cash flow from your active income and passive income…Invest it into rentals that will grow your wealth.

🔹 Step 7: Repeat until you own $1M+ in real estate.

From there, you “simply” rinse & repeat. Use your active income to grow your passive income. Use your passive income to buy more real estate.

Until you own $1m+ in real estate and your passive income & cash flow from your rentals comfortably pays for your lifestyle.

If you want free training on how to start a passive credit card machine business in 2025…

Comment “Training” and I’ll send it.

![](https://pbs.twimg.com/amplify_video_thumb/1948406176443400194/img/PEkAWOXJF9hbNxWW.jpg)

XXXXXX engagements

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[Post Link](https://x.com/thepaulalex_/status/1948406200250290296)