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![Defi_Warhol Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1649801130623352833.png) DeFi Warhol [@Defi_Warhol](/creator/twitter/Defi_Warhol) on x 42.2K followers
Created: 2025-07-24 13:13:21 UTC

Why I put @humafinance in the Crab category:

- Massive market but still low liquidity

Huma targets real-world credit and payments, a multi-billion-dollar industry, but current active liquidity is thin to sustain a growing demand.

- Highly modular layer

Huma employs a layered "PayFi Stack," similar to the OSI model, along with structured lending modules. While these features offer great customization, they also introduce friction in developer integration and execution.

- S tier backing

Raised $38m Series A led by Distributed Global, with strategic contributions from Circle, Electric Capital, Hashkey, Folius Ventures, and integration partners like Stripe & Superfluid.

- Straightforward revenue integration

Operates XX active lending pools across Solana, Polygon, Celo, Stellar, Scroll, etc, generating income through credit lines issued against future receivables.

![](https://pbs.twimg.com/media/GwoBBwea0AEvXhs.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948370923259888029/c:line.svg)

**Related Topics**
[stack](/topic/stack)
[realworld](/topic/realworld)
[huma](/topic/huma)

[Post Link](https://x.com/Defi_Warhol/status/1948370923259888029)