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![satyam_sa16 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1135143795492679686.png) Satyam 🇮🇳 [@satyam_sa16](/creator/twitter/satyam_sa16) on x XXX followers
Created: 2025-07-24 02:39:25 UTC

5️⃣ Revised Guidance: Playing it Safe

🔽 FY26 AUM Growth: Now 21-23% vs earlier 24-26%
🔽 NIM: Likely to moderate by 15-20 bps
🔄 ROA: 2-2.2%
🔄 ROE: 11-12% (capital overhang)
📅 Return to 24-26% AUM growth expected by Q3 FY26.


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948211386708107750/c:line.svg)

**Related Topics**
[roa](/topic/roa)
[nim](/topic/nim)
[playing](/topic/playing)

[Post Link](https://x.com/satyam_sa16/status/1948211386708107750)