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![shawnchauhan1 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::813034080044392448.png) Shawn Chauhan [@shawnchauhan1](/creator/twitter/shawnchauhan1) on x 24.8K followers
Created: 2025-07-23 14:31:18 UTC

Three scenarios ahead:

X. Card networks adapt to zero-fee models globally (destroys their business model)
X. More countries launch UPI-style domestic systems (fragments their market)
X. Visa/Mastercard retreat to high-value transaction niches (loses volume game)

Market dynamics suggest option X is most likely.


XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948028152716165573/c:line.svg)

**Related Topics**
[countries](/topic/countries)
[networks](/topic/networks)

[Post Link](https://x.com/shawnchauhan1/status/1948028152716165573)