[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![shawnchauhan1 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::813034080044392448.png) Shawn Chauhan [@shawnchauhan1](/creator/twitter/shawnchauhan1) on x 24.6K followers
Created: 2025-07-23 14:14:33 UTC

Here's what happened: India launched UPI in 2016 with XX banks and a radical idea.

Zero fees for merchants. Instant transfers. No plastic cards needed.

Just QR codes and mobile phones.

By 2025: XXX banks. The payment giants laughed.

They're not laughing anymore.

![](https://pbs.twimg.com/media/GwjFcgZbsAAaNYz.jpg)

X engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948023935515398462/c:line.svg)

**Related Topics**
[india](/topic/india)
[happened](/topic/happened)

[Post Link](https://x.com/shawnchauhan1/status/1948023935515398462)