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![R4F4Santos Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::600591414.png) Rafael Santos [@R4F4Santos](/creator/twitter/R4F4Santos) on x XXX followers
Created: 2025-07-23 12:23:33 UTC

Credit-sharing registries consolidate loan histories from microbanks and SACCOs, improving risk assessment and reducing over-indebtedness among low-income borrowers. #CreditRegistry #ResponsibleLending


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[Post Link](https://x.com/R4F4Santos/status/1947996002754994346)