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![R4F4Santos Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::600591414.png) Rafael Santos [@R4F4Santos](/creator/twitter/R4F4Santos) on x XXX followers
Created: 2025-07-23 12:23:27 UTC

Microcredit cooperatives offer 6–12 month loans at XX% annual interest for small traders. Group-liability models and financial-literacy training ensure XX% repayment rates and sustainable access. #Microcredit #GroupLiability


X engagements

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**Related Topics**
[rates](/topic/rates)
[$stoax](/topic/$stoax)

[Post Link](https://x.com/R4F4Santos/status/1947995976850895158)