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![abhicapital Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1942479492930555904.png) Abhinav Choudhry [@abhicapital](/creator/twitter/abhicapital) on x XX followers
Created: 2025-07-23 08:54:29 UTC

🚀 L&T Finance Hits Record High After 7+ Years!
Should you Buy, Hold or Book Profits? Here's what you need to know 👇

1️⃣ Stock Update:
LTF hits ₹214.80 today — surpasses 2017 peak
📈 Up XX% in X months, XX% YTD vs Sensex’s X%

2️⃣ Q1FY26 Highlights:

* Retail disbursements: ₹17,522 Cr (+18% YoY)
* Retail book: ₹99,816 Cr
* AUM: ₹1.02 Trillion
* GNPA at 2.93%, Net NPA at XXXX% — stable asset quality

3️⃣ Analyst Verdicts:

* ICICI Sec: BUY, Target ₹250
* JM Financial: BUY, citing Amazon/PhonePe tie-ups & Cyclops project
* Edelweiss/Mirae: BUY, improved MFI outlook & digital shift
* S&P: Retail loan growth +35% in FY26 expected
* Fitch: Macro environment favors NBFCs

4️⃣ Tailwinds:
✅ Strong shift to secured lending
✅ Better asset quality
✅ Tech + fintech partnerships
✅ Retail-focused growth strategy

💬 Momentum strong, fundamentals improving. Is ₹250 just the beginning? Or should you tread cautiously after the rally?

#LTF #LTFinance #StockMarketIndia #Q1Results #NBFC #Sensex #Investing #Multibagger #MFI #PhonePe #Amazon #RetailLending #FinanceStocks #IndiaGrowth

![](https://pbs.twimg.com/media/Gwh8FgabQAAf_0a.jpg)

XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947943389426827275/c:line.svg)

**Related Topics**
[alternative investment](/topic/alternative-investment)
[finance](/topic/finance)

[Post Link](https://x.com/abhicapital/status/1947943389426827275)