[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  U5321977 [@U5321977](/creator/twitter/U5321977) on x XXX followers Created: 2025-07-23 03:45:37 UTC Why will the banks fail? Because most of the money in the UK is now made from the debt of housing loans. There is not sufficient collateral elsewhere in the economy to replace that. As loans are repaid money is destroyed. New loans must lent to replace that and also cover the interest on all the other debt. So you must keep demand for housing strong. Britains fertility rate is well below replacement. This means less housing. That’s why immigration. You do NOT see this immigration at our scale in countries that have been able to retain their industrial capacity. Banks there can still create loans/money against that rather than just houses. XX engagements  **Related Topics** [all the](/topic/all-the) [debt](/topic/debt) [money](/topic/money) [Post Link](https://x.com/U5321977/status/1947865660857737303)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
U5321977 @U5321977 on x XXX followers
Created: 2025-07-23 03:45:37 UTC
Why will the banks fail?
Because most of the money in the UK is now made from the debt of housing loans.
There is not sufficient collateral elsewhere in the economy to replace that.
As loans are repaid money is destroyed. New loans must lent to replace that and also cover the interest on all the other debt.
So you must keep demand for housing strong.
Britains fertility rate is well below replacement. This means less housing. That’s why immigration.
You do NOT see this immigration at our scale in countries that have been able to retain their industrial capacity. Banks there can still create loans/money against that rather than just houses.
XX engagements
