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![sprquy Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1838179328112410624.png) sprauy [@sprquy](/creator/twitter/sprquy) on x 9008 followers
Created: 2025-07-23 03:38:48 UTC

Tutorial: Setting Up a New Zealand Limited Company + Irrevocable Trust for Digital Assets Grow Crypto with a NZ Ltd + Trust! 
Launch Digital Assets Limited in New Zealand to hold XRP, XDC in a cold wallet, paired with an Irrevocable Trust for privacy & protection. Secure a $50K NZD loan to expand! #Crypto #NZBusinessStep 1: Form Digital Assets Limited in New ZealandNew Zealand is a crypto-friendly jurisdiction with straightforward regulations via the Financial Markets Authority (FMA) and a robust business environment.Choose Structure:Limited Company: Offers liability protection, ideal for crypto holdings.
Name: Digital Assets Limited.
Action: Check name availability on Companies Office free).

Register with Companies Office:File online via Companies Office.
Details:Name: Digital Assets Limited.
Purpose: “Hold and manage digital assets like cryptocurrencies.”
Registered office: NZ address (use agent if not local, ~$100 NZD/year).
Director: At least one (no residency requirement since 2015).
Shareholders: You or later transferred to trust.

Fee: $XXXXX NZD (online registration).
Action: Register online or hire a formation agent (~$200 NZD). Obtain Certificate of Incorporation.

Obtain IRD Number:Register for an Inland Revenue Department (IRD) number for taxes and banking.
Action: Apply via (free) post-incorporation.

Draft Shareholders Agreement:Outline crypto storage (cold wallet), loan use ($50K NZD for XRP/XDC), and multi-signature protocols.
Action: Engage lawyer (~$500 NZD) or use a template.

Open Business Bank Account:Use Certificate of Incorporation, IRD number, and agreement to open an account.
Action: Contact crypto-friendly banks (e.g., ANZ, Easy Crypto Business).

Set Up Cold Wallet:Buy a Ledger Nano X (~$200 NZD) for XRP/XDC storage.
Action: Purchase from set up multi-sig, store in safe deposit box, back up seed phrases securely.

Cost: ~$910–$1,410 NZD (registration: $10, agent/lawyer: $200–$500, wallet: $200).
Time: 1–3 days.Step 2: Set Up New Zealand Irrevocable TrustNZ trusts, governed by the Trusts Act 2019, offer strong privacy and asset protection, ideal for holding company shares, though less robust than Wyoming’s DAPT.Hire a NZ Trust Lawyer:Engage a specialist (e.g., Anthony Harper, Wynn Williams).
Cost: $1,500–$5,000 NZD.
Action: Contact via or

Draft Trust Deed:Details:Name: Digital Assets Family Trust.
Settlor: You.
Trustee: Individual or trust company (e.g., New Zealand Trustees, ~$1,000–$2,500/year NZD).
Beneficiaries: You (discretionary), heirs.
Assets: Shares of Digital Assets Limited.
Terms: Crypto management (cold wallet, multi-sig).

Action: Lawyer ensures compliance with Trusts Act 2019, notarizes deed.

Transfer Shares:Assign company shares to the trust via a transfer agreement.
Action: Lawyer updates Companies Office records (free online).

Cost: $1,500–$5,000 NZD (setup), $1,000–$2,500/year NZD (trustee).
Time: 5–10 days


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**Related Topics**
[50k](/topic/50k)
[#crypto](/topic/#crypto)
[new zealand dollar](/topic/new-zealand-dollar)
[$50k](/topic/$50k)
[coins privacy](/topic/coins-privacy)
[xdc](/topic/xdc)
[new zealand](/topic/new-zealand)

[Post Link](https://x.com/sprquy/status/1947863944355340778)