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![AdamBLiv Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1881193918206758912.png) Adam Livingston [@AdamBLiv](/creator/twitter/AdamBLiv) on x 47.1K followers
Created: 2025-07-22 22:53:14 UTC

X. Target Date Funds assume obedience until death.

You’re betting everything on:

– No major tax law changes
– No currency devaluation
– No bail-ins
– No liquidity needs before age XX

This is not a retirement plan.

It’s a hope cult.


XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947792079377064257/c:line.svg)

**Related Topics**
[cult](/topic/cult)
[retirement](/topic/retirement)
[currency pairs](/topic/currency-pairs)
[currency](/topic/currency)
[tax bracket](/topic/tax-bracket)

[Post Link](https://x.com/AdamBLiv/status/1947792079377064257)