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![Retail_Guru Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::24590532.png) Rahul Sharma [@Retail_Guru](/creator/twitter/Retail_Guru) on x 13.4K followers
Created: 2025-07-22 20:51:27 UTC

Better US consumer credit quality not just at big X banks & Amex. Capital One with much more mainstream card portfolio, saw underlying charge-offs down 55bp on last year & delinquencies at 3.92%, lowest since Q2 2023. 🔥 $COF $JPM $AXP $BAC $C $XLF $XLY

![](https://pbs.twimg.com/media/GwfWEJxWsAERumu.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947761430310142393/c:line.svg)

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[Post Link](https://x.com/Retail_Guru/status/1947761430310142393)