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![AdamBLiv Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1881193918206758912.png) Adam Livingston [@AdamBLiv](/creator/twitter/AdamBLiv) on x 47K followers
Created: 2025-07-22 19:44:36 UTC

The modern employer 401(k) is a form of behavioral trap engineering. 

Auto-enrollment. Opt-out friction. Default funds.

You’re not investing. You’re complying.

It’s not designed to maximize your wealth.

It’s designed to maximize your obedience.

Don't sit in target-date funds while shadow inflation eats away at your future. 

Opt out and stack Bitcoin.


XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947744609062232183/c:line.svg)

**Related Topics**
[stack](/topic/stack)
[inflation](/topic/inflation)
[investment](/topic/investment)
[bitcoin](/topic/bitcoin)
[coins layer 1](/topic/coins-layer-1)
[coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem)
[coins pow](/topic/coins-pow)

[Post Link](https://x.com/AdamBLiv/status/1947744609062232183)