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![MP_InTheMoney Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::726775373069881344.png) MychaelP [@MP_InTheMoney](/creator/twitter/MP_InTheMoney) on x XXX followers
Created: 2025-07-22 14:58:40 UTC

@DividendMil Unless you pay it off X to XX years early you are not saving as much as you think. Look at same amortization table at last X years the rate is extremely low. 
Adding to payment does not reduce except at the end. 
I'm keeping my XXXX% for full XX years.


XX engagements

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**Related Topics**
[saving](/topic/saving)

[Post Link](https://x.com/MP_InTheMoney/status/1947672649888632974)