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![GardonofAble Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::21042685.png) Michael Gardon [@GardonofAble](/creator/twitter/GardonofAble) on x XXX followers
Created: 2025-07-22 13:39:05 UTC

Dumb life advice: 
Save, retire and live off the interest
(here's the math)

Your parents said it.
Your financial advisor definitely says it.

Slave away.
Save for XX years.
Then live off the interest.

Safety.

But here's what they don't tell you about the "safe path":

• The interest on $1M at X% = $40k/year
• You need 25-30 years to save that $1M
• Inflation will eat half your purchasing power
• You'll waste your prime years waiting

Instead, I tell my clients to do this:

Invest a fraction of that $1M in YOU
Package YOUR expertise it into a premium service
Serve 8-10 high-value clients
Generate $40k/month (not per year)

The math to controlling yoru future is simple (but not easy):
Traditional path = XX years to make $40k/year
Expert path = XX months to make $40k/month

I've helped dozens of corporate leaders make this transition.

Stop waiting for compound interest.
Start compounding your expertise.

This is your gateway to building the life you want and living sovereign NOW.

+ Follow Michael Gardon for tips on breaking work
♽ Repost to help someone change their perspective

![](https://pbs.twimg.com/media/Gwdzu8tXoAAdsiK.jpg)

XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947652621277200565/c:line.svg)

**Related Topics**
[1m](/topic/1m)
[inflation](/topic/inflation)
[$40kyear](/topic/$40kyear)
[$1m](/topic/$1m)
[financial planner](/topic/financial-planner)

[Post Link](https://x.com/GardonofAble/status/1947652621277200565)

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

GardonofAble Avatar Michael Gardon @GardonofAble on x XXX followers Created: 2025-07-22 13:39:05 UTC

Dumb life advice: Save, retire and live off the interest (here's the math)

Your parents said it. Your financial advisor definitely says it.

Slave away. Save for XX years. Then live off the interest.

Safety.

But here's what they don't tell you about the "safe path":

• The interest on $1M at X% = $40k/year • You need 25-30 years to save that $1M • Inflation will eat half your purchasing power • You'll waste your prime years waiting

Instead, I tell my clients to do this:

Invest a fraction of that $1M in YOU Package YOUR expertise it into a premium service Serve 8-10 high-value clients Generate $40k/month (not per year)

The math to controlling yoru future is simple (but not easy): Traditional path = XX years to make $40k/year Expert path = XX months to make $40k/month

I've helped dozens of corporate leaders make this transition.

Stop waiting for compound interest. Start compounding your expertise.

This is your gateway to building the life you want and living sovereign NOW.

  • Follow Michael Gardon for tips on breaking work ♽ Repost to help someone change their perspective

XX engagements

Engagements Line Chart

Related Topics 1m inflation $40kyear $1m financial planner

Post Link

post/tweet::1947652621277200565
/post/tweet::1947652621277200565