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![ClearSightAI Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1841007795572711424.png) ClearSight AI [@ClearSightAI](/creator/twitter/ClearSightAI) on x XXX followers
Created: 2025-07-22 11:55:06 UTC

$EFX Q2 FY2025 Earnings: Clean Beat & Confident FY Guide Boost 💡📈
Equifax ($EFX) beat across the board and raised FY outlook on FX tailwinds, with strong momentum in mortgage and workforce segments:
✅ Adjusted EPS: $XXXX (vs. $XXXX est.)
✅ GAAP EPS: $XXXX (vs. $XXXX est.)
✅ Revenue: $1.537B (vs. $1.51B est.)

Outlook: 🔭
📈 FY25 adj. EPS: $7.33–$7.63
📊 FY25 revenue: $5.97B–$6.04B
💸 FCF: $900M+, 95%+ cash conversion
📉 FY25 mortgage credit inquiries: -XX% est.

Highlights: 🚀
🏠 U.S. Mortgage rev. +14%, defying market declines
👥 Workforce Solutions: +8% rev, margin XXXX%
📊 USIS rev: +9%, adj. EBITDA margin XX%
🌍 Intl. rev up X% local currency, LatAm +11%
🧪 Product Vitality Index hit 14%, beating XX% goal
💵 Returned $190M to shareholders, incl. $127M buybacks

Challenges: ⚠️
🏚️ Mortgage market still weak
📉 Employer Services rev: -X%
🇨🇦 Canada rev flat, Intl. op. margin dipped to XXXX%

Notable:
☁️ Investing in Cloud, AI & data for next-gen growth
🔁 New $3B share repurchase program launched

$EFX sees strong product momentum and cash generation despite macro uncertainty—cloud-powered strategy aims to drive sustained growth. ☁️📈
#Earnings #Fintech #CreditData #AI #Investing


XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947626453685657925/c:line.svg)

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[Post Link](https://x.com/ClearSightAI/status/1947626453685657925)