[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![IndiviEdge Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1716281905182576640.png) indivi [@IndiviEdge](/creator/twitter/IndiviEdge) on x XXX followers
Created: 2025-07-22 10:48:38 UTC

🧵 In 2012, #Ripple set out to replace SWIFT.
In 2025, ISO 20022 went live.
What happens next might shock you…
Let’s break down how we got here and where we’re headed 🧠👇


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947609725815935061/c:line.svg)

**Related Topics**
[swift](/topic/swift)

[Post Link](https://x.com/IndiviEdge/status/1947609725815935061)