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![andycyau Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1497377870464831492.png) Andy Yau [@andycyau](/creator/twitter/andycyau) on x XXX followers
Created: 2025-07-22 03:25:13 UTC

how is ROOT not undervalued? we're talking about 1.5B in NI by 2029 end. at a 40X multiple thats a 60B market cap. discount to today's value, thats $2074 PPS. with all the growth levers that ROOT has, it should be trading at a multiple of what it is today(which i've covered extensively on).

Calling auto insurance obsolete is equivalent to saying there is no need for home or life insurance, because there are no natural disasters or saying people will live forever due to medical developments. 

with all the errors from FSD, you'll see frequency actually increase in the short term increasing premium costs, which will benefit insurers in the mid term. we're long away from this becoming a reality.


XX engagements

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**Related Topics**
[market cap](/topic/market-cap)
[life insurance](/topic/life-insurance)
[car insurance](/topic/car-insurance)
[insurance](/topic/insurance)
[discount](/topic/discount)

[Post Link](https://x.com/andycyau/status/1947498138702344259)