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![hamids Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::16258534.png) Hamid [@hamids](/creator/twitter/hamids) on x 22K followers
Created: 2025-07-22 00:41:39 UTC

I finally just got my Robinhood Gold card, and my immediately reaction is MAJOR disappointment (cc @vladtenev)...

So Robinhood advertises X% cash back.

But during card activation and auto-pay setup, it asked me if I wanted to auto-deduct my points from my balance. I almost said yes - because why wouldn't I want my balance to be reduced by 3%? But I stopped because there was this fine print that was barely legible and it said "points will be redeemed at XXX cents per point" - I immediately thought "points?" what's it talking about. I thought this was a cash-back card - not a points card...

Then I noticed the few charges I had on the card had given me X points per $X of charge (not 3%).

So if I redeem X points for XXX cents each, that equals to XXX cents or XXX% cash back (or deduction) from my balance. Not the X% advertised.

WHAT!?

@RobinhoodApp how's this X% cash back!?

![](https://pbs.twimg.com/media/GwbA4WAbEEUxkPp.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947456976067432708/c:line.svg)

**Related Topics**
[$hood](/topic/$hood)
[stocks technology](/topic/stocks-technology)

[Post Link](https://x.com/hamids/status/1947456976067432708)