[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Simeon Research [@SimeonResearch_](/creator/twitter/SimeonResearch_) on x 5560 followers Created: 2025-07-21 20:22:38 UTC Why types of industries I generally avoid and why 🚫 👔 Insurance - Inherently complex and very difficult to find winners, my favourite well‑capitalized, diversely‑underwritten players are $BRO $KNSL and $FFH.TO 🧪 Biotech - The r:r is not in your favour, full of boom and busts, a single clinical trial can send a stock up 5× or down 95%. 🏦 Banks - The growth is not there for me, Most resort to dividends as a way of returning capital to shareholders, I prefer the money to be invested aggressively inside the business. 💰 Fintechs - No real moat can be developed here as their services are highly commoditized, XX% of the time it is a race to the bottom of who can charge the smallest take rate, Although there are some interesting ones it is not a favourable business model for shareholders. Very difficult to gain customer trust 🛩 Airlines - Margins are very weak/razor thin for my liking, they are also extremely cyclical (could be used in your favor). Although the $ELAL.TA trade was spectacular and still a very interesting case. 🛍 Clothing & in-store retailers - Very dependent on trends and the consumer I want strong business models. Even well-established brands like $NKE $LVMH aren’t safe. 😉 New unproven concepts - They are XX% of the time pure hype with no real substance or earnings to back the pricey valuation Enthusiasm fades it all crumbles. What do you avoid and why? 🤔 XXXXXX engagements  **Related Topics** [$ffhto](/topic/$ffhto) [insurance](/topic/insurance) [$bro](/topic/$bro) [brown brown inc](/topic/brown-brown-inc) [coins base ecosystem](/topic/coins-base-ecosystem) [coins ai agents](/topic/coins-ai-agents) [coins music](/topic/coins-music) [stocks financial services](/topic/stocks-financial-services) [Post Link](https://x.com/SimeonResearch_/status/1947391789910135098)
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Simeon Research @SimeonResearch_ on x 5560 followers
Created: 2025-07-21 20:22:38 UTC
Why types of industries I generally avoid and why 🚫
👔 Insurance - Inherently complex and very difficult to find winners, my favourite well‑capitalized, diversely‑underwritten players are $BRO $KNSL and $FFH.TO
🧪 Biotech - The r:r is not in your favour, full of boom and busts, a single clinical trial can send a stock up 5× or down 95%.
🏦 Banks - The growth is not there for me, Most resort to dividends as a way of returning capital to shareholders, I prefer the money to be invested aggressively inside the business.
💰 Fintechs - No real moat can be developed here as their services are highly commoditized, XX% of the time it is a race to the bottom of who can charge the smallest take rate, Although there are some interesting ones it is not a favourable business model for shareholders. Very difficult to gain customer trust
🛩 Airlines - Margins are very weak/razor thin for my liking, they are also extremely cyclical (could be used in your favor). Although the $ELAL.TA trade was spectacular and still a very interesting case.
🛍 Clothing & in-store retailers - Very dependent on trends and the consumer I want strong business models. Even well-established brands like $NKE $LVMH aren’t safe.
😉 New unproven concepts - They are XX% of the time pure hype with no real substance or earnings to back the pricey valuation Enthusiasm fades it all crumbles.
What do you avoid and why? 🤔
XXXXXX engagements
Related Topics $ffhto insurance $bro brown brown inc coins base ecosystem coins ai agents coins music stocks financial services