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![SnassyIcp Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1749065882897436672.png) Snassy.icp [@SnassyIcp](/creator/twitter/SnassyIcp) on x 1059 followers
Created: 2025-07-21 16:23:13 UTC

I agree with this general assessment. 

To start with, a dev can indeed. use an AI tool to vibe code a financial app today. That means they don't mess with the code, which logically seems to imply a non-coder would also be able to do it. Which is true. 

The problem is that most people who have never developed something like that before and have just asked the AI to write it for them, don't actually know how to evaluate if the application is correct and does what it should.

They can ask the AI to tell them, of course, but what if the AI not only writes bad code, but gives bad advice on how to detect it? How would they know? 

The answer boils down to a whole lot of patience, you have to figure out ways to systematically verify that your code does what it should. That is what the real dev would do, after vibe coding the app. And if you, a non-coder, does that too, while you may still not be a coder, you are at this point effectively a dev. 

So it is kind of "per definition" that "only devs should write financial apps" - because, coder or not, if you do all the testing and instrumentation that is prudent for a financial application, you ARE a dev. You're doing exactly what all devs do.  

But what happens if you vibe code a financial app and you have no idea what you're doing? That's what the quoted post is talking about, and it is XXX% right that if Caffeine (and other AI tools) lead to seriously undertested financial applications swarming the market, it could have very negative consequences. 

However, note that it's not a night-and-day contrast to what life was like before. I'll summarize by saying it was already the case that far more people existed who could code enough to whip up a financial application than also knew how to test it like a proper dev. 

So it's not a brand new phenomenon ahead of us, it's just, perhaps, even more of the same. Or, if I could dream, less of the same, if the tools actually end up giving good advice on how to properly test your code.


XXXXX engagements

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[Post Link](https://x.com/SnassyIcp/status/1947331539865326056)

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SnassyIcp Avatar Snassy.icp @SnassyIcp on x 1059 followers Created: 2025-07-21 16:23:13 UTC

I agree with this general assessment.

To start with, a dev can indeed. use an AI tool to vibe code a financial app today. That means they don't mess with the code, which logically seems to imply a non-coder would also be able to do it. Which is true.

The problem is that most people who have never developed something like that before and have just asked the AI to write it for them, don't actually know how to evaluate if the application is correct and does what it should.

They can ask the AI to tell them, of course, but what if the AI not only writes bad code, but gives bad advice on how to detect it? How would they know?

The answer boils down to a whole lot of patience, you have to figure out ways to systematically verify that your code does what it should. That is what the real dev would do, after vibe coding the app. And if you, a non-coder, does that too, while you may still not be a coder, you are at this point effectively a dev.

So it is kind of "per definition" that "only devs should write financial apps" - because, coder or not, if you do all the testing and instrumentation that is prudent for a financial application, you ARE a dev. You're doing exactly what all devs do.

But what happens if you vibe code a financial app and you have no idea what you're doing? That's what the quoted post is talking about, and it is XXX% right that if Caffeine (and other AI tools) lead to seriously undertested financial applications swarming the market, it could have very negative consequences.

However, note that it's not a night-and-day contrast to what life was like before. I'll summarize by saying it was already the case that far more people existed who could code enough to whip up a financial application than also knew how to test it like a proper dev.

So it's not a brand new phenomenon ahead of us, it's just, perhaps, even more of the same. Or, if I could dream, less of the same, if the tools actually end up giving good advice on how to properly test your code.

XXXXX engagements

Engagements Line Chart

Related Topics blockchain dapp dfinity vibe coins ai $icp coins layer 1 coins defi

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