[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![smcglobal Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::41066148.png) SMC Global [@smcglobal](/creator/twitter/smcglobal) on x 21.6K followers
Created: 2025-07-21 13:14:39 UTC

🔸ICICI is the most efficient
🔸HDFC is below average - meaning it earns less profit from every ₹ loaned
🔸Axis Bank’s NIM is stable

This is crucial for long-term growth


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947284084226396545/c:line.svg)

**Related Topics**
[longterm](/topic/longterm)

[Post Link](https://x.com/smcglobal/status/1947284084226396545)