[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Quadrix [@Qu3drix](/creator/twitter/Qu3drix) on x 7833 followers Created: 2025-07-21 10:22:14 UTC are you enjoying projects founded in UAE? I do, for sure, they seem more reliable, more developed and more interesting (raising huge funds and working like it's no tomorrow). a project backed by real-world assets and managed by AI. can you guess who? if not, I will tell you :) @TharwaUAE is building the next evolution of stablecoins: intelligent, yield-bearing, and backed by real-world value. threading...𧾠the next subjects will be discussed: âş introduction to Tharwa âş why they exist âş "not just a stablecoin" âş from stablecoin to ecosystem âş the problem that needs solving let's see what ŘŤŘąŮŘŠ (Tharwa) is about... đintroduction to Tharwa founded in the UAE, developed by a team spanning quantitative finance, AI research, and DeFi engineering, Tharwa introduces a stablecoin ecosystem. it behaves more like an on-chain hedge fund than a passive vault. at the center of it is thUSD, a stablecoin backed by a diversified portfolio of real-world assets. thUSD is designed to move capital dynamically. it sits at the core of a system that includes: ⢠structured yield vaults ⢠passive income via sthUSD ⢠and an embedded treasury engine called the Confluence Engine. their portfolio blends assets like: ⢠Sukuk (faith-aligned fixed income structures) ⢠UAE real estate ⢠gold ⢠oil and select commodities (with risk caps) ⢠more to be added in the future (faith-aligned) đwhy they exist too much hype around âbringing RWAs on-chain", but tmajority of RWA protocols fall into X buckets: a) Single-asset wrappers â they tokenize real estate, or T-bills, or private credit, but thatâs it. b) Crypto-native stablecoins â theyâre backed by volatile collateral like ETH, require overcollateralization, or rely on governance votes to rebalance. they either fail to scale beyond an use case (like tokenized invoices) or collapse under stress. Tharwa fixes this by creating a unified financial layer that does X things at once: ⢠creates a stable, on-chain currency backed by real-world yield ⢠allows users to access yield-generating strategies directly ⢠manages the entire system using AI and quantitative finance methods. đ"not just a stablecoin" at the heart of Tharwa is thUSD. fully-backed stablecoin that represents a share of a diversified, multi-asset portfolio. how is it different? thUSD isnât just backed, itâs actively managed. capital behind each thUSD is deployed into a portfolio - thatâs monitored 24/7 and rebalanced using ML models and advanced risk frameworks. thatâs where the Confluence Engine comes in, Tharwaâs AI-powered, quantitative optimization layer. it takes in market data, macro conditions, and proprietary asset performance metrics to constantly fine-tune the portfolio. the goal: to generate risk-adjusted performance that beats both TradFi and DeFi over time. đfrom stablecoin to ecosystem The stablecoin is just the foundation. around it, they're building a full ecosystem of financial tools that mix the capabilities of an RWA-native hedge fund: 1) Risk-On Vaults â let users deposit thUSD into actively managed portfolios, with different yield tiers based on lock duration and risk levels. 2) sthUSD â a yield-bearing token that distributes passive returns to thUSD holders based on the protocolâs real-world yield generation. 3) OTC marketplace â for direct P2P swaps of thUSD, vault bonds, and other Tharwa assets 4) $TRWA token â the value accrual and governance token that gives holders exposure to protocol performance and a say in how the system evolves. Passive stablecoin? I don't think so, more like something that resembles a full financial stack, one built for composability, real returns, and long-term trust. đthe problem that needs solving lately, stablecoins have become the quiet backbone of the entire crypto economy. they settle trades, price assets, and move trillions in annual volume. but they are forgotten, living in the past. whether it's USDT sitting idle in cold wallets or DAI backed by volatile collateral, the industry has accepted the idea that stablecoins must either be safe or useful, but never both. Tharwa wants to fix that: a protocol that makes stablecoins useful again by anchoring them in a system that actually does something with your capital. their belief: the next wave of DeFi isnât going to be about memes or mercenary liquidity, itâs going to be about solving real capital allocation problems. Tharwa exists to unlock access to the $XX trillion world of diversified funds and make it available on-chain. they donât just plug RWAs into DeFi. they optimize them. with AI, quant finance, and a strong risk framework baked in from day one. "Tharwa" (ŘŤŘąŮŘŠ) means wealth in Arabic. more than that, it reflects their belief. financial growth should be stable, intelligent, and accessible. they're not here to reinvent banking, they're here to build something better. can they do that? let me know in the commentsâď¸  XXXXX engagements  **Related Topics** [stablecoins](/topic/stablecoins) [coins ai](/topic/coins-ai) [coins real world assets](/topic/coins-real-world-assets) [realworld](/topic/realworld) [uae](/topic/uae) [Post Link](https://x.com/Qu3drix/status/1947240697267884473)
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Quadrix @Qu3drix on x 7833 followers
Created: 2025-07-21 10:22:14 UTC
are you enjoying projects founded in UAE?
I do, for sure, they seem more reliable, more developed and more interesting (raising huge funds and working like it's no tomorrow).
a project backed by real-world assets and managed by AI.
can you guess who? if not, I will tell you :)
@TharwaUAE is building the next evolution of stablecoins: intelligent, yield-bearing, and backed by real-world value.
threading...đ§ľ
the next subjects will be discussed: âş introduction to Tharwa âş why they exist âş "not just a stablecoin" âş from stablecoin to ecosystem âş the problem that needs solving
let's see what ŘŤŘąŮŘŠ (Tharwa) is about...
đintroduction to Tharwa
founded in the UAE, developed by a team spanning quantitative finance, AI research, and DeFi engineering, Tharwa introduces a stablecoin ecosystem.
it behaves more like an on-chain hedge fund than a passive vault.
at the center of it is thUSD, a stablecoin backed by a diversified portfolio of real-world assets.
thUSD is designed to move capital dynamically.
it sits at the core of a system that includes: ⢠structured yield vaults ⢠passive income via sthUSD ⢠and an embedded treasury engine called the Confluence Engine.
their portfolio blends assets like: ⢠Sukuk (faith-aligned fixed income structures) ⢠UAE real estate ⢠gold ⢠oil and select commodities (with risk caps) ⢠more to be added in the future (faith-aligned)
đwhy they exist
too much hype around âbringing RWAs on-chain", but tmajority of RWA protocols fall into X buckets:
a) Single-asset wrappers â they tokenize real estate, or T-bills, or private credit, but thatâs it.
b) Crypto-native stablecoins â theyâre backed by volatile collateral like ETH, require overcollateralization, or rely on governance votes to rebalance.
they either fail to scale beyond an use case (like tokenized invoices) or collapse under stress.
Tharwa fixes this by creating a unified financial layer that does X things at once: ⢠creates a stable, on-chain currency backed by real-world yield ⢠allows users to access yield-generating strategies directly ⢠manages the entire system using AI and quantitative finance methods.
đ"not just a stablecoin"
at the heart of Tharwa is thUSD.
fully-backed stablecoin that represents a share of a diversified, multi-asset portfolio.
how is it different?
thUSD isnât just backed, itâs actively managed.
capital behind each thUSD is deployed into a portfolio - thatâs monitored 24/7 and rebalanced using ML models and advanced risk frameworks.
thatâs where the Confluence Engine comes in, Tharwaâs AI-powered, quantitative optimization layer.
it takes in market data, macro conditions, and proprietary asset performance metrics to constantly fine-tune the portfolio.
the goal: to generate risk-adjusted performance that beats both TradFi and DeFi over time.
đfrom stablecoin to ecosystem
The stablecoin is just the foundation.
around it, they're building a full ecosystem of financial tools that mix the capabilities of an RWA-native hedge fund:
Risk-On Vaults â let users deposit thUSD into actively managed portfolios, with different yield tiers based on lock duration and risk levels.
sthUSD â a yield-bearing token that distributes passive returns to thUSD holders based on the protocolâs real-world yield generation.
OTC marketplace â for direct P2P swaps of thUSD, vault bonds, and other Tharwa assets
$TRWA token â the value accrual and governance token that gives holders exposure to protocol performance and a say in how the system evolves.
Passive stablecoin?
I don't think so, more like something that resembles a full financial stack, one built for composability, real returns, and long-term trust.
đthe problem that needs solving
lately, stablecoins have become the quiet backbone of the entire crypto economy.
they settle trades, price assets, and move trillions in annual volume.
but they are forgotten, living in the past.
whether it's USDT sitting idle in cold wallets or DAI backed by volatile collateral, the industry has accepted the idea that stablecoins must either be safe or useful, but never both.
Tharwa wants to fix that: a protocol that makes stablecoins useful again by anchoring them in a system that actually does something with your capital.
their belief: the next wave of DeFi isnât going to be about memes or mercenary liquidity, itâs going to be about solving real capital allocation problems.
Tharwa exists to unlock access to the $XX trillion world of diversified funds and make it available on-chain.
they donât just plug RWAs into DeFi.
they optimize them.
with AI, quant finance, and a strong risk framework baked in from day one.
"Tharwa" (ŘŤŘąŮŘŠ) means wealth in Arabic.
more than that, it reflects their belief.
financial growth should be stable, intelligent, and accessible.
they're not here to reinvent banking, they're here to build something better.
can they do that?
let me know in the commentsâď¸
XXXXX engagements
Related Topics stablecoins coins ai coins real world assets realworld uae