[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Kris Patel 🇺🇸 [@KrisPatel99](/creator/twitter/KrisPatel99) on x 28.2K followers Created: 2025-07-21 08:21:22 UTC Each one of the examples you’ve listed have had their significant parts of their business models disrupted. X. Nike : brand erosion X. Disney : liner tv decline X. PayPal: Zelle, cash app etc The Health insurance businesses have much higher barriers of entry and the margins are so low, not many can field the capital required to disrupt. While margins are thin, the moat is wide and the demand is inelastic. XXXXX engagements  **Related Topics** [insurance](/topic/insurance) [$nke](/topic/$nke) [stocks consumer cyclical](/topic/stocks-consumer-cyclical) [walt disney](/topic/walt-disney) [stocks communication services](/topic/stocks-communication-services) [$pypl](/topic/$pypl) [stocks financial services](/topic/stocks-financial-services) [Post Link](https://x.com/KrisPatel99/status/1947210280594702692)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Kris Patel 🇺🇸 @KrisPatel99 on x 28.2K followers
Created: 2025-07-21 08:21:22 UTC
Each one of the examples you’ve listed have had their significant parts of their business models disrupted.
X. Nike : brand erosion X. Disney : liner tv decline X. PayPal: Zelle, cash app etc
The Health insurance businesses have much higher barriers of entry and the margins are so low, not many can field the capital required to disrupt.
While margins are thin, the moat is wide and the demand is inelastic.
XXXXX engagements
Related Topics insurance $nke stocks consumer cyclical walt disney stocks communication services $pypl stocks financial services