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![StraightArrow__ Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1343996930960068611.png) Straight Arrow News [@StraightArrow__](/creator/twitter/StraightArrow__) on x 9926 followers
Created: 2025-07-20 22:00:30 UTC

Call it a back house, a grandparents’ cottage or the in-law’s suite. By whatever name, it’s how some members of Congress want to address the nationwide housing shortage.

Reps. Sam Liccardo, D-Calif., and Andrew Garbarino, R-N.Y., introduced a bill that would give government-backed financing to homeowners who build an accessory dwelling unit (ADU) in their backyard, garage, basement or somewhere else on their property. The legislation would allow property owners to take out a second mortgage for the expansions.

To qualify, a homeowner would be required to build the ADU to code and include a kitchen, bathroom and sleeping area. They can be built on, in or detached from a single-family dwelling.

America's housing shortage numbers at the link:


![](https://pbs.twimg.com/media/GwVTU2SWIAE1K0K.jpg)

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