[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![crptAtlas Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1748076117334827009.png) Atlas [@crptAtlas](/creator/twitter/crptAtlas) on x 77.1K followers
Created: 2025-07-20 19:44:21 UTC

➠ X

◈ The GENIUS Act prohibits non-bank stablecoin issuers from paying interest to users

◈ Circle and other fintechs lose their competitive edge overnight

◈ TBTF banks, however, enjoy deposit insurance and regulatory advantages

◈ This tilts the field massively in favor

![](https://pbs.twimg.com/media/GwU0KfJa4AAontf.png)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947019770634891402/c:line.svg)

**Related Topics**
[insurance](/topic/insurance)
[coins stablecoin](/topic/coins-stablecoin)

[Post Link](https://x.com/crptAtlas/status/1947019770634891402)