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![pranay2cool Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::84054044.png) Pranay [@pranay2cool](/creator/twitter/pranay2cool) on x XXX followers
Created: 2025-07-20 18:29:10 UTC

Not quite.

CBDCs = state-controlled, programmable money.

Stablecoins = privately issued, collateral-backed assets that compete with fiat rails.

The key difference? Choice. You can opt out of stablecoins. Try that with a CBDC.


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**Related Topics**
[currencies](/topic/currencies)
[cbdc](/topic/cbdc)
[fiat](/topic/fiat)
[stablecoins](/topic/stablecoins)
[money](/topic/money)

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