[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![RuleXRP Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1220135485680619524.png) James Rule XRP 👊😎 [@RuleXRP](/creator/twitter/RuleXRP) on x 194K followers
Created: 2025-07-20 17:02:40 UTC

👇😎
So, you've always wondered why the U.S. banks are against blockchain technology. 

Let's start with fees: see below 🤔

Scenario: If @Ripple became a bank and ran everything on top of the XRPL (transaction fees are fractions of a penny), the banks would suffer tremendously, unless they adopted the technology. 🏁

Currently, the average savings accounts only pay XXXX% APY and the banks loan out YOUR money with interest rates ranging from XXXX% and 24.99%. 🧐

Food for thought...




XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946979081288896686/c:line.svg)

**Related Topics**
[xrpl](/topic/xrpl)
[stocks technology](/topic/stocks-technology)
[blockchain](/topic/blockchain)
[xrp](/topic/xrp)
[coins defi](/topic/coins-defi)
[coins made in usa](/topic/coins-made-in-usa)

[Post Link](https://x.com/RuleXRP/status/1946979081288896686)