[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  LongYield [@LongYield](/creator/twitter/LongYield) on x 4471 followers Created: 2025-07-20 16:34:10 UTC $SCHW The Charles Schwab Corporation Special Call Key Highlights: (1/2) 📈 Robust Client Growth and Engagement Schwab added XXX million new brokerage accounts in Q2 2025, marking the third consecutive quarter with over X million account openings and an XX% increase YoY. Core net new assets reached $XXXX billion in Q2, up XX% YoY, bringing year-to-date total to $XXX billion—a XX% increase over H1 2024. Total client interactions across all channels rose XX% YoY; Schwab supported XX million calls year-to-date with average wait times under XX seconds. Retail engagement continued to grow, with a notable surge in younger investors: X in X new households were under 24, and XX% of new clients were under XX. 💹 Trading and Wealth Management Momentum Daily average trades climbed XX% YoY to XXX million in Q2, supported by a macro-driven trading environment and increased participation in equities, ETFs, and options. Schwab Wealth Advisory saw $XX billion in net flows during H1, while Schwab Personalized Indexing flows increased XX% YoY. Managed investing net flows reached record highs for the first six months of 2025, up XX% YoY, highlighting rising client demand for comprehensive wealth solutions. High-value trader acquisition strengthened, with complex and high-volume traders now comprising one-third of new active traders, up from one-fifth in 2023. 💰 Record Financial Results and Profitability Q2 revenue grew XX% YoY to $XXX billion; adjusted EPS reached $1.14, marking a XX% YoY increase and setting a quarterly record. Adjusted pretax profit margin surpassed 50%, driven by double-digit growth across net interest income, asset management fees, and trading revenue. Net interest revenue rose XX% YoY due to reduced high-cost borrowings, growing sweep cash, and a late-quarter uptick in securities lending activity. Asset management fees increased XX% YoY to $XXX billion, reflecting equity market strength, client adoption, and continued product engagement. 🏦 Banking and Lending Expansion Margin balances rebounded to $XXXX billion; pledged asset line (PAL) balances hit a record $XX billion, up XX% from year-end 2024. Bank lending balances rose XX% YoY; PAL originations more than doubled, driven by digital enhancements that enable approvals in under XX hours. Supplemental bank funding was reduced by $XX billion in Q2, bringing the total balance down over XX% from its peak to $XXXX billion. The bank remains a core platform for client support and revenue diversification, with a future focus on lending growth and efficient capital deployment. 📊 Updated Full-Year 2025 Financial Scenario Revenue growth for FY25 is projected in the range of XXXX% to 19.5%, supported by higher trading volumes and robust wealth flows. Full-year NIM expected to average 2.65%–2.75%, with Q4 NIM projected to exceed XXX bps due to favorable cash trends and continued funding optimization. Average interest-earning assets are forecasted to decline modestly YoY; further paydowns in high-cost funding anticipated in H2 2025. FY25 adjusted EPS projected between $XXXX and $4.65, representing YoY growth approaching 50%, excluding additional buybacks.  XXX engagements  **Related Topics** [$schw](/topic/$schw) [charles schwab](/topic/charles-schwab) [stocks financial services](/topic/stocks-financial-services) [Post Link](https://x.com/LongYield/status/1946971907204800539)
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LongYield @LongYield on x 4471 followers
Created: 2025-07-20 16:34:10 UTC
$SCHW The Charles Schwab Corporation Special Call Key Highlights: (1/2)
📈 Robust Client Growth and Engagement
Schwab added XXX million new brokerage accounts in Q2 2025, marking the third consecutive quarter with over X million account openings and an XX% increase YoY.
Core net new assets reached $XXXX billion in Q2, up XX% YoY, bringing year-to-date total to $XXX billion—a XX% increase over H1 2024.
Total client interactions across all channels rose XX% YoY; Schwab supported XX million calls year-to-date with average wait times under XX seconds.
Retail engagement continued to grow, with a notable surge in younger investors: X in X new households were under 24, and XX% of new clients were under XX.
💹 Trading and Wealth Management Momentum
Daily average trades climbed XX% YoY to XXX million in Q2, supported by a macro-driven trading environment and increased participation in equities, ETFs, and options.
Schwab Wealth Advisory saw $XX billion in net flows during H1, while Schwab Personalized Indexing flows increased XX% YoY.
Managed investing net flows reached record highs for the first six months of 2025, up XX% YoY, highlighting rising client demand for comprehensive wealth solutions.
High-value trader acquisition strengthened, with complex and high-volume traders now comprising one-third of new active traders, up from one-fifth in 2023.
💰 Record Financial Results and Profitability
Q2 revenue grew XX% YoY to $XXX billion; adjusted EPS reached $1.14, marking a XX% YoY increase and setting a quarterly record.
Adjusted pretax profit margin surpassed 50%, driven by double-digit growth across net interest income, asset management fees, and trading revenue.
Net interest revenue rose XX% YoY due to reduced high-cost borrowings, growing sweep cash, and a late-quarter uptick in securities lending activity.
Asset management fees increased XX% YoY to $XXX billion, reflecting equity market strength, client adoption, and continued product engagement.
🏦 Banking and Lending Expansion
Margin balances rebounded to $XXXX billion; pledged asset line (PAL) balances hit a record $XX billion, up XX% from year-end 2024.
Bank lending balances rose XX% YoY; PAL originations more than doubled, driven by digital enhancements that enable approvals in under XX hours.
Supplemental bank funding was reduced by $XX billion in Q2, bringing the total balance down over XX% from its peak to $XXXX billion.
The bank remains a core platform for client support and revenue diversification, with a future focus on lending growth and efficient capital deployment.
📊 Updated Full-Year 2025 Financial Scenario
Revenue growth for FY25 is projected in the range of XXXX% to 19.5%, supported by higher trading volumes and robust wealth flows.
Full-year NIM expected to average 2.65%–2.75%, with Q4 NIM projected to exceed XXX bps due to favorable cash trends and continued funding optimization.
Average interest-earning assets are forecasted to decline modestly YoY; further paydowns in high-cost funding anticipated in H2 2025.
FY25 adjusted EPS projected between $XXXX and $4.65, representing YoY growth approaching 50%, excluding additional buybacks.
XXX engagements
Related Topics $schw charles schwab stocks financial services