Dark | Light
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![LongYield Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1532029910671314948.png) LongYield [@LongYield](/creator/twitter/LongYield) on x 4483 followers
Created: 2025-07-20 16:34:10 UTC

$SCHW The Charles Schwab Corporation Special Call Key Highlights: (1/2)

๐Ÿ“ˆ Robust Client Growth and Engagement

Schwab added XXX million new brokerage accounts in Q2 2025, marking the third consecutive quarter with over X million account openings and an XX% increase YoY.

Core net new assets reached $XXXX billion in Q2, up XX% YoY, bringing year-to-date total to $XXX billionโ€”a XX% increase over H1 2024.

Total client interactions across all channels rose XX% YoY; Schwab supported XX million calls year-to-date with average wait times under XX seconds.

Retail engagement continued to grow, with a notable surge in younger investors: X in X new households were under 24, and XX% of new clients were under XX.

๐Ÿ’น Trading and Wealth Management Momentum

Daily average trades climbed XX% YoY to XXX million in Q2, supported by a macro-driven trading environment and increased participation in equities, ETFs, and options.

Schwab Wealth Advisory saw $XX billion in net flows during H1, while Schwab Personalized Indexing flows increased XX% YoY.

Managed investing net flows reached record highs for the first six months of 2025, up XX% YoY, highlighting rising client demand for comprehensive wealth solutions.

High-value trader acquisition strengthened, with complex and high-volume traders now comprising one-third of new active traders, up from one-fifth in 2023.

๐Ÿ’ฐ Record Financial Results and Profitability

Q2 revenue grew XX% YoY to $XXX billion; adjusted EPS reached $1.14, marking a XX% YoY increase and setting a quarterly record.

Adjusted pretax profit margin surpassed 50%, driven by double-digit growth across net interest income, asset management fees, and trading revenue.

Net interest revenue rose XX% YoY due to reduced high-cost borrowings, growing sweep cash, and a late-quarter uptick in securities lending activity.

Asset management fees increased XX% YoY to $XXX billion, reflecting equity market strength, client adoption, and continued product engagement.

๐Ÿฆ Banking and Lending Expansion

Margin balances rebounded to $XXXX billion; pledged asset line (PAL) balances hit a record $XX billion, up XX% from year-end 2024.

Bank lending balances rose XX% YoY; PAL originations more than doubled, driven by digital enhancements that enable approvals in under XX hours.

Supplemental bank funding was reduced by $XX billion in Q2, bringing the total balance down over XX% from its peak to $XXXX billion.

The bank remains a core platform for client support and revenue diversification, with a future focus on lending growth and efficient capital deployment.

๐Ÿ“Š Updated Full-Year 2025 Financial Scenario

Revenue growth for FY25 is projected in the range of XXXX% to 19.5%, supported by higher trading volumes and robust wealth flows.

Full-year NIM expected to average 2.65%โ€“2.75%, with Q4 NIM projected to exceed XXX bps due to favorable cash trends and continued funding optimization.

Average interest-earning assets are forecasted to decline modestly YoY; further paydowns in high-cost funding anticipated in H2 2025.

FY25 adjusted EPS projected between $XXXX and $4.65, representing YoY growth approaching 50%, excluding additional buybacks.

![](https://pbs.twimg.com/media/GwUIoM2XMAA4Lxg.png)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946971907204800539/c:line.svg)

**Related Topics**
[1 million](/topic/1-million)
[robust](/topic/robust)
[$schw](/topic/$schw)
[charles schwab](/topic/charles-schwab)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/LongYield/status/1946971907204800539)

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

LongYield Avatar LongYield @LongYield on x 4483 followers Created: 2025-07-20 16:34:10 UTC

$SCHW The Charles Schwab Corporation Special Call Key Highlights: (1/2)

๐Ÿ“ˆ Robust Client Growth and Engagement

Schwab added XXX million new brokerage accounts in Q2 2025, marking the third consecutive quarter with over X million account openings and an XX% increase YoY.

Core net new assets reached $XXXX billion in Q2, up XX% YoY, bringing year-to-date total to $XXX billionโ€”a XX% increase over H1 2024.

Total client interactions across all channels rose XX% YoY; Schwab supported XX million calls year-to-date with average wait times under XX seconds.

Retail engagement continued to grow, with a notable surge in younger investors: X in X new households were under 24, and XX% of new clients were under XX.

๐Ÿ’น Trading and Wealth Management Momentum

Daily average trades climbed XX% YoY to XXX million in Q2, supported by a macro-driven trading environment and increased participation in equities, ETFs, and options.

Schwab Wealth Advisory saw $XX billion in net flows during H1, while Schwab Personalized Indexing flows increased XX% YoY.

Managed investing net flows reached record highs for the first six months of 2025, up XX% YoY, highlighting rising client demand for comprehensive wealth solutions.

High-value trader acquisition strengthened, with complex and high-volume traders now comprising one-third of new active traders, up from one-fifth in 2023.

๐Ÿ’ฐ Record Financial Results and Profitability

Q2 revenue grew XX% YoY to $XXX billion; adjusted EPS reached $1.14, marking a XX% YoY increase and setting a quarterly record.

Adjusted pretax profit margin surpassed 50%, driven by double-digit growth across net interest income, asset management fees, and trading revenue.

Net interest revenue rose XX% YoY due to reduced high-cost borrowings, growing sweep cash, and a late-quarter uptick in securities lending activity.

Asset management fees increased XX% YoY to $XXX billion, reflecting equity market strength, client adoption, and continued product engagement.

๐Ÿฆ Banking and Lending Expansion

Margin balances rebounded to $XXXX billion; pledged asset line (PAL) balances hit a record $XX billion, up XX% from year-end 2024.

Bank lending balances rose XX% YoY; PAL originations more than doubled, driven by digital enhancements that enable approvals in under XX hours.

Supplemental bank funding was reduced by $XX billion in Q2, bringing the total balance down over XX% from its peak to $XXXX billion.

The bank remains a core platform for client support and revenue diversification, with a future focus on lending growth and efficient capital deployment.

๐Ÿ“Š Updated Full-Year 2025 Financial Scenario

Revenue growth for FY25 is projected in the range of XXXX% to 19.5%, supported by higher trading volumes and robust wealth flows.

Full-year NIM expected to average 2.65%โ€“2.75%, with Q4 NIM projected to exceed XXX bps due to favorable cash trends and continued funding optimization.

Average interest-earning assets are forecasted to decline modestly YoY; further paydowns in high-cost funding anticipated in H2 2025.

FY25 adjusted EPS projected between $XXXX and $4.65, representing YoY growth approaching 50%, excluding additional buybacks.

XXX engagements

Engagements Line Chart

Related Topics 1 million robust $schw charles schwab stocks financial services

Post Link

post/tweet::1946971907204800539
/post/tweet::1946971907204800539