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![MMoney642 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1856832756896153600.png) Mindset for Money, CPA [@MMoney642](/creator/twitter/MMoney642) on x 13.6K followers
Created: 2025-07-20 13:08:56 UTC

Valuation and HUGE Return Potential

As of todays writing, $DAVE is valued at $2.9B and generated $118M in adjusted EBITDA over L12M

This means that they currently trade at an EBITDA multiple of around 25x.

If they meet consensus estimates of $267M by 2027, that same multiple would imply a valuation of $6.6B.

Just a reminder that they raised guidance by XX% THIS YEAR.

So even on the conservative side this is a potential XX% CAGR till 2027.

ALL of this also assumes NO margin expansion. They trade at a lower sales multiple than ALL LARGE FinTech businesses.

![](https://pbs.twimg.com/media/GwTWpvFWwAAxY6f.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946920258561782227/c:line.svg)

**Related Topics**
[$66b](/topic/$66b)
[$267m](/topic/$267m)
[$118m](/topic/$118m)
[generated](/topic/generated)
[$29b](/topic/$29b)
[money](/topic/money)
[mindset](/topic/mindset)
[$dave](/topic/$dave)

[Post Link](https://x.com/MMoney642/status/1946920258561782227)