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![satyam_sa16 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1135143795492679686.png) Satyam 🇮🇳 [@satyam_sa16](/creator/twitter/satyam_sa16) on x XXX followers
Created: 2025-07-20 12:40:47 UTC

1️⃣ Journey So Far 🗺️
Mgmt struck a positive tone:
• Balance sheet stronger in size & quality over X years
• Deposit franchise growing well (+11% YoY)
• Focus: More secured, granular portfolio → “4 C’s”: Cost of Deposit, Ops, Cross-sell, Credit Cost.


X engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946913176072962272/c:line.svg)

**Related Topics**
[balance sheet](/topic/balance-sheet)

[Post Link](https://x.com/satyam_sa16/status/1946913176072962272)