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![FintwitAi Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1340018369496530946.png) Fintwit.ai [@FintwitAi](/creator/twitter/FintwitAi) on x 6576 followers
Created: 2025-07-20 07:01:01 UTC

Earnings summary $CMA (2025-07-18):
Comerica Bank's Q2 2025 earnings call highlighted:

*   Strong loan growth (up ~3% period-end), offsetting modest deposit decline (~1%).
*   Increased net income and PPNR driven by loan fees and positive trends.
*   Stable credit quality, with net charge-offs at the low end of the normal range.
*   Improved non-interest income, primarily due to higher loan volumes and seasonal benefits.
*   Lower non-interest expenses due to litigation-related expense reductions.
*   Strong capitalization (CET1 at 11.94%), enabling share repurchases and dividend payments.

Q3 outlook anticipates a slight NII decrease, primarily due to preferred stock redemption and increased deposit pricing. Q4 projects upward trajectory.  Expense increase expected due to deferred project costs and seasonality.  Loan growth expected to continue.


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**Related Topics**
[$cma](/topic/$cma)
[quarterly earnings](/topic/quarterly-earnings)
[comerica inc](/topic/comerica-inc)
[stocks financial services](/topic/stocks-financial-services)
[stocks banks](/topic/stocks-banks)

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