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![FintwitAi Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1340018369496530946.png) Fintwit.ai [@FintwitAi](/creator/twitter/FintwitAi) on x 6577 followers
Created: 2025-07-20 07:00:49 UTC

Earnings summary $AXP (2025-07-18):
American Express's Q2 2025 earnings call highlighted record revenues ($17.9B, +9% YoY) and EPS ($4.08, +17% excluding a prior gain).  Card member spending increased 7%, driven by goods and services, while travel spending softened slightly.  The company reaffirmed its full-year guidance.

* Strong credit performance and low delinquency rates were noted.
*  The upcoming US Platinum card refresh aims to maintain leadership in the premium card market by enhancing value propositions and partnering with premium brands.
* International business grew by XX% (FX adjusted).
*  The company plans for consistent spending trends, acknowledging SMB caution.
*  Management addressed competitive pressures in the premium card market, emphasizing value-driven pricing and ongoing product innovation.


XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946827618629644749/c:line.svg)

**Related Topics**
[rates](/topic/rates)
[eps](/topic/eps)
[$179b](/topic/$179b)
[quarterly earnings](/topic/quarterly-earnings)
[$axp](/topic/$axp)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/FintwitAi/status/1946827618629644749)