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![aymducking Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1141782167292452864.png) Aymducking [@aymducking](/creator/twitter/aymducking) on x 3399 followers
Created: 2025-07-20 06:57:21 UTC

A new DeFi primitive just dropped  and it’s doing things differently. 

Now tracking @NeriteOrg on @arbitrum. 

At the core is USND, a yield-generating stablecoin.

But here’s the twist...

Users borrow it not mint and set their own interest rate. 

It’s programmable credit, powered by DeFi.

Unlike typical lending protocols, USND’s model focuses on capital efficiency and flexibility.

→ Borrowers can optimize yield
→ Credit dynamics are baked into the protocol
→ Yield is generated for both sides

All of it is built on Arbitrum for low fees, high throughput, and composability with the ecosystem.

This is DeFi infrastructure that lets protocols design their own financial terms.

Arbitrum EVERYWHERE.

![](https://pbs.twimg.com/media/GwSA06bXEAEOX8U.jpg)

XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946826746025886097/c:line.svg)

**Related Topics**
[lending](/topic/lending)
[fed rate](/topic/fed-rate)
[mint](/topic/mint)
[coins stablecoin](/topic/coins-stablecoin)

[Post Link](https://x.com/aymducking/status/1946826746025886097)