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![AdityaD_Shah Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::947728822362783745.png) Aditya Shah [@AdityaD_Shah](/creator/twitter/AdityaD_Shah) on x 127.7K followers
Created: 2025-07-20 03:59:46 UTC

Retail Vs Wholesale

For HDFC Bank the ratio is 49:51 Wholesale: Retail
For ICICI Bank the ratio is 47:53 Wholesale: Retail

Both banks are now concentrating on retail loans 

Especially HDFC Bank which needs to work on margin recovery

![](https://pbs.twimg.com/media/GwRYyz4W0AEXgNt.jpg)

XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946782059013566501/c:line.svg)

**Related Topics**
[wholesale](/topic/wholesale)
[$hdb](/topic/$hdb)
[$hdfcbankns](/topic/$hdfcbankns)
[stocks financial services](/topic/stocks-financial-services)
[stocks banks](/topic/stocks-banks)
[$ibn](/topic/$ibn)
[$icicibankns](/topic/$icicibankns)

[Post Link](https://x.com/AdityaD_Shah/status/1946782059013566501)