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![vincent_vancode Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1459028328061435904.png) Vincent Van Code [@vincent_vancode](/creator/twitter/vincent_vancode) on x 38.9K followers
Created: 2025-07-19 10:41:07 UTC

🚨 Stablecoins Are Going Mainstream — What Happens to XRP?

With U.S. lawmakers backing stablecoins via the GENESIS Act — and giants like Visa, PayPal, JPMorgan, and now Ripple (with RLUSD) rolling out regulated digital dollars — stablecoins are becoming the new standard for digital payments. But what does that mean for XRP and the XRPL?

Here’s a breakdown 👇

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X. Stablecoins Now Have Regulatory Blessing
The GENESIS Act legitimizes fiat-backed stablecoins like USDC, PYUSD, and RLUSD, clearing the way for mainstream adoption in banking, remittance, and commerce.

X. XRP Still Wins in Cross-Border FX
Unlike stablecoins that require pre-funded liquidity, XRP enables on-demand, real-time FX settlement, especially in underbanked or exotic corridors like MXN→INR or PHP→ZAR.

X. XRP Is Neutral, Non-Sovereign
XRP isn’t pegged to the USD or any national currency — a key edge for regions seeking neutral settlement rails, such as BRICS nations or CBDC bridge networks.

X. XRPL’s Utility Is Expanding
With native AMM, Hooks, and sidechains, XRPL is evolving from a payment rail into a full programmable financial layer, unlike most centrally-issued stablecoins.

X. Legal Clarity Favors XRP
XRP is one of the few altcoins with a partial U.S. legal win — a federal court ruled it not a security in programmatic sales. That matters in today’s regulatory minefield.

X. Stablecoins vs. XRP: Not a Zero-Sum Game
While RLUSD, USDC, and PYUSD offer stable value and ease of integration, they don’t replace XRP’s real-time liquidity and FX bridging capabilities — especially without deep, multi-currency liquidity pools.

X. Ripple’s Dual Strategy
Ripple is playing both sides: – Stablecoin for stability (RLUSD)
– XRP for liquidity and speed
Together, they can serve enterprise, CBDC, and decentralized use cases — especially in non-USD corridors.

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#XRP #XRPL #RLUSD #Stablecoins #GENESISAct #Ripple #USDC #PYUSD #CryptoPayments #ODL #CBDC #DeFi #Web3

Is XRP now a bridge and a hedge — or will stablecoins like RLUSD eventually replace it altogether? 👇


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[Post Link](https://x.com/vincent_vancode/status/1946520671061962786)