[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Nixks🎠[@Hk_nixk](/creator/twitter/Hk_nixk) on x 1667 followers Created: 2025-07-19 09:38:12 UTC Huma Finance vs Ripple: Two Roads to Fix Finance Ripple was built for one job, to help banks move money across borders faster Instead of using slow systems like SWIFT, it uses crypto (XRP) to settle payments in seconds. Banks still handle the accounts. Ripple just makes the transfers smoother. But Huma is solving a different problem It’s made for platforms, small businesses and people who need short-term capital. Not in weeks or months but right when it’s needed. It connects real-world credit to crypto tools. The risk checks happen offchain, but the money moves onchain through smart contracts and stablecoins. Ripple helps big institutions send money faster. Huma helps people and platforms get access to money in the first place. Both are rebuilding the pipes of finance. But while Ripple improves what already exists, Huma is bringing credit markets straight to the chain🟣  XX engagements  **Related Topics** [swift](/topic/swift) [money](/topic/money) [finance](/topic/finance) [huma](/topic/huma) [xrp](/topic/xrp) [coins defi](/topic/coins-defi) [coins made in usa](/topic/coins-made-in-usa) [Post Link](https://x.com/Hk_nixk/status/1946504839602524591)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Nixks🎠@Hk_nixk on x 1667 followers
Created: 2025-07-19 09:38:12 UTC
Huma Finance vs Ripple: Two Roads to Fix Finance
Ripple was built for one job, to help banks move money across borders faster
Instead of using slow systems like SWIFT, it uses crypto (XRP) to settle payments in seconds. Banks still handle the accounts. Ripple just makes the transfers smoother.
But Huma is solving a different problem
It’s made for platforms, small businesses and people who need short-term capital.
Not in weeks or months but right when it’s needed. It connects real-world credit to crypto tools.
The risk checks happen offchain, but the money moves onchain through smart contracts and stablecoins.
Ripple helps big institutions send money faster. Huma helps people and platforms get access to money in the first place.
Both are rebuilding the pipes of finance. But while Ripple improves what already exists, Huma is bringing credit markets straight to the chain🟣
XX engagements
Related Topics swift money finance huma xrp coins defi coins made in usa