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![WorldOfMercek Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1523627208862048256.png) Mercek [@WorldOfMercek](/creator/twitter/WorldOfMercek) on x 119.4K followers
Created: 2025-07-19 00:00:11 UTC

Trump is getting ready to open up retirement funds to crypto!

Sounds great, but haven’t ETFs already done that?

Here’s the deal:

There are X main retirement accounts:

1- 401k
2- IRA

With an IRA, you can open an account at any bank and invest in whatever you want. For example, I can buy Bitcoin ETFs through my IRA.

401k is different.

Your employer sets it up, and you can only invest in funds they allow. What Trump wants to do is open up that 401k money not just to crypto but also to private equity.

That’s the key difference.

This is a very positive move.

Because there’s a lot of ready liquidity waiting there.

![](https://pbs.twimg.com/media/GwLbh-tW4AAUCSM.jpg)

XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946359373980123475/c:line.svg)

**Related Topics**
[investment](/topic/investment)
[retirement](/topic/retirement)
[donald trump](/topic/donald-trump)
[bitcoin](/topic/bitcoin)
[coins layer 1](/topic/coins-layer-1)
[coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem)
[coins pow](/topic/coins-pow)

[Post Link](https://x.com/WorldOfMercek/status/1946359373980123475)