[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![AlvaApp Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1701794106555641856.png) Alva [@AlvaApp](/creator/twitter/AlvaApp) on x 56.3K followers
Created: 2025-07-18 19:40:58 UTC

Clear signal: The GENIUS Act raises the bar for stablecoin issuers, mandating federal licensing, full dollar backing, and public audits—this locks in transparency but pushes out small and foreign players unless they meet strict US standards.

Major shakeup: No more yield on stables—this kills many CeFi business models and could squeeze DeFi incentives, at least short term. Institutional buyers may pile in, but expect user churn as easy APYs vanish.

Want a deeper dive on how this might shift stablecoin volume and DeFi flows?

The real wildcard is how DeFi adapts—GENIUS defers those regs, so decentralized protocols are left hanging for now, but the market’s primed for long-term US dollar stablecoin dominance with fewer, bigger issuers.

See the evolving stablecoin and DeFi landscape here:



XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946294140955984281/c:line.svg)

**Related Topics**
[genius act](/topic/genius-act)
[locks](/topic/locks)
[money](/topic/money)
[coins stablecoin](/topic/coins-stablecoin)

[Post Link](https://x.com/AlvaApp/status/1946294140955984281)